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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,970 | $82,674+16.1% | $125,363-23.4% | $68,495+40.1% |
| Participation rate | 67.0% | 75.0%-8.0pp | 82.4%-15.3pp | 67.9%-0.8pp |
| Annual return | -15.43% | -5.97%-9.5pp | 572.15%-587.6pp | -7.84%-7.6pp |
| Employer contribution / active EE | $2,377 | $3,382-29.7% | $4,815-50.6% | $2,596-8.5% |
| Participant deferral / active EE | $4,440 | $6,111-27.4% | $7,447-40.4% | $4,028+10.2% |
| Admin fee / account holder | $1,102 | $6,276-82.4% | $10,005-89.0% | $5,403-79.6% |