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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,500 | $148,582+20.8% | $135,942+32.0% | $139,456+28.7% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 6.86% | 79.26%-72.4pp | 68.28%-61.4pp | 373.45%-366.6pp |
| Employer contribution / active EE | $3,172 | $5,245-39.5% | $4,858-34.7% | $4,753-33.3% |
| Participant deferral / active EE | $6,003 | $8,101-25.9% | $7,759-22.6% | $6,711-10.6% |
| Admin fee / account holder | $57,877 | $12,402+366.7% | $10,764+437.7% | $11,407+407.4% |