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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,985 | $175,257-82.9% | $149,717-80.0% | $139,456-78.5% |
| Participation rate | 81.8% | 83.4%-1.6pp | 78.8%+3.0pp | 80.3%+1.5pp |
| Annual return | 7.20% | 166.70%-159.5pp | 134.41%-127.2pp | 373.45%-366.2pp |
| Employer contribution / active EE | $1,947 | $5,477-64.4% | $4,820-59.6% | $4,753-59.0% |
| Participant deferral / active EE | $3,411 | $6,521-47.7% | $5,682-40.0% | $6,711-49.2% |
| Admin fee / account holder | $628 | $16,156-96.1% | $13,213-95.2% | $11,407-94.5% |