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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,139 | $176,120+146.5% | $159,487+172.2% | $167,553+159.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.83% | 331.95%-319.1pp | 263.71%-250.9pp | 478.89%-466.1pp |
| Employer contribution / active EE | $5,748 | $5,299+8.5% | $4,831+19.0% | $4,840+18.8% |
| Participant deferral / active EE | $1,970 | $7,752-74.6% | $7,354-73.2% | $6,343-68.9% |
| Admin fee / account holder | $11,443 | $12,561-8.9% | $10,804+5.9% | $12,316-7.1% |