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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,736 | $157,304+195.4% | $141,197+229.1% | $152,909+203.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.35% | 64.34%-50.0pp | 71.41%-57.1pp | 345.46%-331.1pp |
| Employer contribution / active EE | $5,748 | $5,263+9.2% | $4,736+21.4% | $4,764+20.7% |
| Participant deferral / active EE | $2,549 | $7,111-64.2% | $6,710-62.0% | $5,851-56.4% |
| Admin fee / account holder | $13,261 | $12,126+9.4% | $10,265+29.2% | $11,601+14.3% |