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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,830 | $72,388-2.2% | $111,392-36.4% | $64,181+10.4% |
| Participation rate | 76.5% | 70.5%+6.0pp | 78.9%-2.4pp | 69.6%+6.9pp |
| Annual return | -5.15% | -1.50%-3.6pp | -2.06%-3.1pp | 7.63%-12.8pp |
| Employer contribution / active EE | $471 | $3,000-84.3% | $4,328-89.1% | $2,381-80.2% |
| Participant deferral / active EE | $2,398 | $4,241-43.5% | $5,567-56.9% | $3,470-30.9% |
| Admin fee / account holder | $2,851 | $5,719-50.2% | $12,266-76.8% | $4,887-41.7% |