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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,512 | $232,540+3.0% | $185,117+29.4% | $147,585+62.3% |
| Participation rate | 92.3% | 82.4%+10.0pp | 77.3%+15.0pp | 82.8%+9.5pp |
| Annual return | 12.74% | 43.03%-30.3pp | 40.50%-27.8pp | 578.57%-565.8pp |
| Employer contribution / active EE | $2,620 | $5,195-49.6% | $4,182-37.3% | $4,876-46.3% |
| Participant deferral / active EE | $8,256 | $5,834+41.5% | $5,045+63.7% | $5,439+51.8% |
| Admin fee / account holder | $6,320 | $10,275-38.5% | $8,159-22.5% | $10,885-41.9% |