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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,706 | $73,978-11.2% | $96,515-31.9% | $75,173-12.6% |
| Participation rate | 47.7% | 66.4%-18.7pp | 74.3%-26.7pp | 67.2%-19.5pp |
| Annual return | 24.08% | 26.72%-2.6pp | 35.73%-11.7pp | 160.72%-136.6pp |
| Employer contribution / active EE | $1,416 | $2,931-51.7% | $3,740-62.1% | $2,671-47.0% |
| Participant deferral / active EE | $3,177 | $3,660-13.2% | $4,880-34.9% | $4,126-23.0% |
| Admin fee / account holder | $2,603 | $5,219-50.1% | $6,735-61.4% | $5,651-53.9% |