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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,118 | $57,352-66.7% | $83,831-77.2% | $64,173-70.2% |
| Participation rate | 68.4% | 68.6%-0.2pp | 76.1%-7.7pp | 69.6%-1.1pp |
| Annual return | -6.30% | 11.38%-17.7pp | 850.99%-857.3pp | 7.63%-13.9pp |
| Employer contribution / active EE | $1,185 | $2,546-53.4% | $3,631-67.4% | $2,381-50.2% |
| Participant deferral / active EE | $2,169 | $2,993-27.5% | $4,082-46.9% | $3,470-37.5% |
| Admin fee / account holder | $5,200 | $4,046+28.5% | $5,479-5.1% | $4,887+6.4% |