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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,591 | $98,776+83.8% | $149,745+21.3% | $79,856+127.4% |
| Participation rate | 87.8% | 75.8%+12.0pp | 82.5%+5.3pp | 69.6%+18.1pp |
| Annual return | 7.99% | 27.38%-19.4pp | 276.72%-268.7pp | 31.71%-23.7pp |
| Employer contribution / active EE | $6,325 | $3,217+96.6% | $4,646+36.1% | $2,471+155.9% |
| Participant deferral / active EE | $9,834 | $5,681+73.1% | $6,843+43.7% | $3,741+162.9% |
| Admin fee / account holder | $21,168 | $6,053+249.7% | $9,312+127.3% | $5,306+298.9% |