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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,609 | $89,370+92.0% | $141,197+21.5% | $72,976+135.2% |
| Participation rate | 95.2% | 75.1%+20.1pp | 82.5%+12.8pp | 69.5%+25.7pp |
| Annual return | 17.17% | 111.88%-94.7pp | 71.41%-54.2pp | 81.02%-63.8pp |
| Employer contribution / active EE | $7,167 | $3,115+130.1% | $4,736+51.3% | $2,440+193.7% |
| Participant deferral / active EE | $9,664 | $5,419+78.3% | $6,710+44.0% | $3,608+167.9% |
| Admin fee / account holder | $8,887 | $5,957+49.2% | $10,265-13.4% | $5,124+73.4% |