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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,158 | $56,197+55.1% | $67,652+28.8% | $59,633+46.2% |
| Participation rate | 67.6% | 71.5%-3.8pp | 75.7%-8.0pp | 68.7%-1.0pp |
| Annual return | -1.15% | 18508.10%-18509.3pp | 6625.40%-6626.6pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $1,564 | $1,615-3.2% | $2,266-31.0% | $2,203-29.0% |
| Participant deferral / active EE | $6,967 | $2,844+145.0% | $3,560+95.7% | $3,192+118.3% |
| Admin fee / account holder | $10,525 | $3,958+165.9% | $4,821+118.3% | $4,297+144.9% |