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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,032 | $160,028-57.5% | $147,080-53.7% | $145,884-53.4% |
| Participation rate | 55.6% | 84.0%-28.5pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 15.06% | 98.60%-83.5pp | 420.17%-405.1pp | 551.85%-536.8pp |
| Employer contribution / active EE | $3,280 | $5,286-37.9% | $4,933-33.5% | $4,662-29.6% |
| Participant deferral / active EE | $8,150 | $8,422-3.2% | $8,066+1.0% | $6,690+21.8% |
| Admin fee / account holder | $23,460 | $15,030+56.1% | $12,989+80.6% | $13,392+75.2% |