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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,995 | $165,399-81.9% | $149,745-80.0% | $158,982-81.1% |
| Participation rate | 25.0% | 84.6%-59.6pp | 82.5%-57.5pp | 82.0%-57.0pp |
| Annual return | 28.89% | 348.34%-319.4pp | 276.72%-247.8pp | 302.99%-274.1pp |
| Employer contribution / active EE | $1,177 | $5,105-76.9% | $4,646-74.7% | $4,763-75.3% |
| Participant deferral / active EE | $2,926 | $7,183-59.3% | $6,843-57.2% | $5,983-51.1% |
| Admin fee / account holder | $9,432 | $10,811-12.8% | $9,312+1.3% | $11,252-16.2% |