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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,032 | $159,934-57.5% | $147,005-53.7% | $145,959-53.4% |
| Participation rate | 55.6% | 84.0%-28.4pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 15.06% | 98.24%-83.2pp | 418.76%-403.7pp | 561.95%-546.9pp |
| Employer contribution / active EE | $3,280 | $5,287-38.0% | $4,934-33.5% | $4,661-29.6% |
| Participant deferral / active EE | $8,150 | $8,427-3.3% | $8,070+1.0% | $6,689+21.8% |
| Admin fee / account holder | $23,460 | $15,053+55.8% | $13,006+80.4% | $13,398+75.1% |