Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $52,609 |
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO ADVISORS FIN NETWORK Service code 27 · EIN 48-1305000 | Advisory (Plan) | $14,016 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,777 | $52,188-27.6% | $86,617-56.4% | $74,440-49.3% |
| Participation rate | 26.8% | 66.3%-39.5pp | 71.7%-44.9pp | 70.7%-43.9pp |
| Annual return | 16.12% | 44.46%-28.3pp | 591.91%-575.8pp | 34.37%-18.2pp |
| Employer contribution / active EE | $349 | $2,282-84.7% | $3,023-88.5% | $2,638-86.8% |
| Participant deferral / active EE | $1,137 | $3,383-66.4% | $4,437-74.4% | $4,529-74.9% |
| Admin fee / account holder | $304 | $319-4.6% | $5,613-94.6% | $348-12.6% |