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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,019 | $73,978+108.2% | $96,515+59.6% | $75,173+104.9% |
| Participation rate | 86.1% | 66.4%+19.7pp | 74.3%+11.8pp | 67.2%+18.9pp |
| Annual return | 1.04% | 26.72%-25.7pp | 35.73%-34.7pp | 160.72%-159.7pp |
| Employer contribution / active EE | $1,134 | $2,931-61.3% | $3,740-69.7% | $2,671-57.6% |
| Participant deferral / active EE | $5,547 | $3,660+51.6% | $4,880+13.7% | $4,126+34.4% |
| Admin fee / account holder | $7,521 | $5,219+44.1% | $6,735+11.7% | $5,651+33.1% |