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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,832 | $72,273+46.4% | $101,275+4.5% | $79,856+32.5% |
| Participation rate | 90.9% | 68.5%+22.4pp | 75.8%+15.1pp | 69.6%+21.3pp |
| Annual return | 2.22% | 22.30%-20.1pp | 46.48%-44.3pp | 31.71%-29.5pp |
| Employer contribution / active EE | $1,081 | $2,691-59.8% | $3,660-70.5% | $2,471-56.3% |
| Participant deferral / active EE | $5,998 | $3,282+82.8% | $4,371+37.2% | $3,741+60.4% |
| Admin fee / account holder | $6,828 | $4,401+55.1% | $5,948+14.8% | $5,306+28.7% |