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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,901 | $88,672+104.0% | $105,223+71.9% | $82,448+119.4% |
| Participation rate | 80.0% | 67.9%+12.1pp | 75.0%+5.0pp | 68.1%+11.9pp |
| Annual return | 8.49% | 30.86%-22.4pp | 180.65%-172.2pp | 41.64%-33.2pp |
| Employer contribution / active EE | $723 | $3,048-76.3% | $3,689-80.4% | $2,551-71.7% |
| Participant deferral / active EE | $5,213 | $4,036+29.2% | $5,072+2.8% | $4,139+25.9% |
| Admin fee / account holder | $41,930 | $7,146+486.8% | $8,859+373.3% | $7,234+479.6% |