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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,901 | $105,284+71.8% | $150,734+20.0% | $94,015+92.4% |
| Participation rate | 80.0% | 71.7%+8.3pp | 78.4%+1.6pp | 70.8%+9.2pp |
| Annual return | 8.49% | 15.67%-7.2pp | 600.81%-592.3pp | 17.84%-9.4pp |
| Employer contribution / active EE | $723 | $3,599-79.9% | $4,918-85.3% | $2,790-74.1% |
| Participant deferral / active EE | $5,213 | $4,274+22.0% | $5,610-7.1% | $4,249+22.7% |
| Admin fee / account holder | $41,930 | $9,839+326.2% | $14,905+181.3% | $8,951+368.4% |