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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,901 | $93,345+93.8% | $119,126+51.9% | $87,485+106.8% |
| Participation rate | 80.0% | 68.7%+11.3pp | 75.8%+4.2pp | 68.9%+11.1pp |
| Annual return | 8.49% | 19.08%-10.6pp | 282.11%-273.6pp | 26.06%-17.6pp |
| Employer contribution / active EE | $723 | $3,172-77.2% | $4,034-82.1% | $2,596-72.2% |
| Participant deferral / active EE | $5,213 | $4,099+27.2% | $5,318-2.0% | $4,274+22.0% |
| Admin fee / account holder | $41,930 | $8,039+421.6% | $10,693+292.1% | $7,775+439.3% |