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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,409 | $100,792-27.2% | $86,691-15.3% | $134,509-45.4% |
| Participation rate | 62.5% | 78.9%-16.4pp | 76.6%-14.1pp | 81.2%-18.7pp |
| Annual return | -10.08% | 29.08%-39.2pp | 35.94%-46.0pp | 418.13%-428.2pp |
| Employer contribution / active EE | $1,794 | $3,491-48.6% | $2,837-36.8% | $4,741-62.2% |
| Participant deferral / active EE | $3,537 | $5,339-33.8% | $4,656-24.0% | $6,400-44.7% |
| Admin fee / account holder | $14,198 | $10,924+30.0% | $7,492+89.5% | $11,427+24.3% |