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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,540 | $48,267-51.2% | $68,808-65.8% | $68,486-65.6% |
| Participation rate | 90.9% | 60.7%+30.2pp | 69.0%+21.9pp | 67.9%+23.0pp |
| Annual return | -18.17% | -12.70%-5.5pp | -6.37%-11.8pp | -7.85%-10.3pp |
| Employer contribution / active EE | $123 | $1,829-93.3% | $2,656-95.4% | $2,597-95.3% |
| Participant deferral / active EE | $2,236 | $2,867-22.0% | $3,942-43.3% | $4,028-44.5% |
| Admin fee / account holder | $938 | $4,362-78.5% | $4,936-81.0% | $5,404-82.6% |