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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,371 | $44,850-59.0% | $60,547-69.7% | $59,633-69.2% |
| Participation rate | 89.4% | 59.5%+29.9pp | 68.0%+21.4pp | 68.7%+20.7pp |
| Annual return | -1.55% | 1074.14%-1075.7pp | 335.64%-337.2pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $117 | $1,462-92.0% | $2,419-95.2% | $2,203-94.7% |
| Participant deferral / active EE | $1,903 | $2,230-14.7% | $3,328-42.8% | $3,192-40.4% |
| Admin fee / account holder | $305 | $3,635-91.6% | $4,536-93.3% | $4,297-92.9% |