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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,676 | $62,586+19.3% | $76,766-2.7% | $64,181+16.4% |
| Participation rate | 93.8% | 72.8%+20.9pp | 77.0%+16.8pp | 69.6%+24.2pp |
| Annual return | -9.68% | -1.95%-7.7pp | 2.43%-12.1pp | 7.63%-17.3pp |
| Employer contribution / active EE | $3,711 | $1,832+102.6% | $2,485+49.3% | $2,381+55.9% |
| Participant deferral / active EE | $3,054 | $3,145-2.9% | $3,851-20.7% | $3,470-12.0% |
| Admin fee / account holder | $1,421 | $4,667-69.6% | $6,675-78.7% | $4,887-70.9% |