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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,885 | $89,367+68.8% | $141,191+6.9% | $72,975+106.8% |
| Participation rate | 92.0% | 75.1%+16.9pp | 82.5%+9.5pp | 69.5%+22.5pp |
| Annual return | 10.44% | 111.87%-101.4pp | 71.41%-61.0pp | 81.01%-70.6pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,044 | $5,419-6.9% | $6,710-24.8% | $3,608+39.8% |
| Admin fee / account holder | $93,741 | $5,957+1473.8% | $10,264+813.3% | $5,124+1729.4% |