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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,758 | $85,766+208.7% | $136,298+94.2% | $70,126+277.5% |
| Participation rate | 93.3% | 74.2%+19.2pp | 81.9%+11.4pp | 69.5%+23.8pp |
| Annual return | 8.35% | 31.46%-23.1pp | 5156.27%-5147.9pp | 73.15%-64.8pp |
| Employer contribution / active EE | $2,593 | $2,966-12.6% | $4,696-44.8% | $2,343+10.7% |
| Participant deferral / active EE | $8,785 | $5,051+73.9% | $6,247+40.6% | $3,332+163.7% |
| Admin fee / account holder | $11,391 | $5,421+110.1% | $9,244+23.2% | $4,645+145.2% |