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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,265 | $190,879-66.3% | $160,009-59.8% | $134,532-52.2% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.0%+14.3pp | 81.2%+11.1pp |
| Annual return | -16.44% | 552.63%-569.1pp | 408.85%-425.3pp | 418.27%-434.7pp |
| Employer contribution / active EE | $2,390 | $4,995-52.1% | $4,225-43.4% | $4,741-49.6% |
| Participant deferral / active EE | $4,444 | $6,924-35.8% | $6,183-28.1% | $6,401-30.6% |
| Admin fee / account holder | $3,983 | $10,495-62.0% | $8,715-54.3% | $11,429-65.1% |