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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,386 | $197,819-76.6% | $155,789-70.2% | $125,389-63.0% |
| Participation rate | 58.8% | 82.1%-23.3pp | 76.1%-17.3pp | 83.2%-24.4pp |
| Annual return | -0.95% | 86.73%-87.7pp | 71.54%-72.5pp | 282.24%-283.2pp |
| Employer contribution / active EE | $1,527 | $4,850-68.5% | $3,839-60.2% | $4,866-68.6% |
| Participant deferral / active EE | $3,801 | $5,631-32.5% | $4,798-20.8% | $5,352-29.0% |
| Admin fee / account holder | $21 | $9,544-99.8% | $7,477-99.7% | $9,541-99.8% |