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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,449 | $211,224-36.3% | $178,505-24.7% | $145,897-7.8% |
| Participation rate | 88.9% | 80.8%+8.1pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 12.09% | 30.28%-18.2pp | 27.16%-15.1pp | 552.29%-540.2pp |
| Employer contribution / active EE | $2,712 | $4,577-40.7% | $3,955-31.4% | $4,663-41.8% |
| Participant deferral / active EE | $5,683 | $6,966-18.4% | $6,280-9.5% | $6,689-15.0% |
| Admin fee / account holder | $17,072 | $12,109+41.0% | $10,428+63.7% | $13,390+27.5% |