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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,123 | $81,358+664.7% | $155,556+299.9% | $80,959+668.4% |
| Participation rate | 97.9% | 66.3%+31.6pp | 78.2%+19.6pp | 67.7%+30.2pp |
| Annual return | 10.12% | 33.39%-23.3pp | 64.84%-54.7pp | 35.67%-25.6pp |
| Employer contribution / active EE | $15,734 | $3,106+406.5% | $4,675+236.5% | $2,757+470.7% |
| Participant deferral / active EE | $2,664 | $3,455-22.9% | $5,631-52.7% | $4,300-38.0% |
| Admin fee / account holder | $18,385 | $7,994+130.0% | $15,885+15.7% | $6,925+165.5% |