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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,123 | $81,276+665.4% | $155,574+299.9% | $80,925+668.8% |
| Participation rate | 97.9% | 66.2%+31.6pp | 78.2%+19.7pp | 67.7%+30.2pp |
| Annual return | 10.12% | 33.36%-23.2pp | 64.87%-54.8pp | 35.65%-25.5pp |
| Employer contribution / active EE | $15,734 | $3,103+407.1% | $4,676+236.5% | $2,756+470.9% |
| Participant deferral / active EE | $2,664 | $3,453-22.8% | $5,629-52.7% | $4,299-38.0% |
| Admin fee / account holder | $18,385 | $7,993+130.0% | $15,914+15.5% | $6,940+164.9% |