Retirement plan

CHANGEPOINT RETIREMENT PLAN

Name: CHANGEPOINT INTEGRATED HEALTH - CHANGEPOINT RETIREMENT PLAN (2016) Form 5500
Creator: CHANGEPOINT INTEGRATED HEALTH
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHANGEPOINT RETIREMENT PLAN, CHANGEPOINT INTEGRATED HEALTH

CHANGEPOINT INTEGRATED HEALTHEIN 86-0215065Plan #001PY 2016

1801 W DEUCE OF CLUB, SUITE 100 - SHOW LOW, AZ 85901928-536-6869mychangepoint.orgLinkedIn201-500 employeesmental health care

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4.2M

+3.1% from 2015

Total participants

201

-3.8% from 2015

Average account balance

$22,014

+0.9% from 2015

Annual return

11.67%

+12.79 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$26K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

235

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$540K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.23%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$30

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
AMERITAS LIFE INSURANCE CORP2+ years Service code 15 · EIN 47-0098400	Recordkeeping	$4,310

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$4K

$24 / participant

Contract admin$4K100.0%

% of EOY assets

0.103%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RUSS KIMBERLIN, CPA, PLLC
Auditor EIN: 455497718
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,014

$46,732-52.9%

$156,551-85.9%

$55,167-60.1%

Participation rate

93.9%

65.8%+28.1pp

84.0%+9.9pp

69.0%+24.9pp

Annual return

11.67%

17.72%-6.0pp

32.23%-20.6pp

169.23%-157.6pp

Employer contribution / active EE

$2,277

$2,105+8.1%

$5,501-58.6%

$1,963+16.0%

Participant deferral / active EE

$1,275

$2,204-42.1%

$4,871-73.8%

$3,054-58.2%

Admin fee / account holder

$23

$418-94.6%

$13,028-99.8%

$504-95.5%

Provider

Service type

Compensation

AMERITAS LIFE INSURANCE CORP2+ years

Service code 15 · EIN 47-0098400

Recordkeeping

$4,310

CHANGEPOINT RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHANGEPOINT RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion