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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,152 | $176,786-45.0% | $146,643-33.7% | $167,536-42.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 3.43% | 24.04%-20.6pp | 22.75%-19.3pp | 478.82%-475.4pp |
| Employer contribution / active EE | $10,696 | $5,161+107.2% | $4,137+158.5% | $4,839+121.0% |
| Participant deferral / active EE | $6,593 | $6,440+2.4% | $5,506+19.7% | $6,342+3.9% |
| Admin fee / account holder | $23,596 | $13,262+77.9% | $10,280+129.5% | $12,315+91.6% |