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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,366 | $162,821-35.9% | $133,978-22.1% | $158,982-34.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -2.86% | 41.95%-44.8pp | 45.10%-48.0pp | 302.99%-305.8pp |
| Employer contribution / active EE | $10,979 | $4,976+120.6% | $3,919+180.2% | $4,763+130.5% |
| Participant deferral / active EE | $6,781 | $5,910+14.7% | $5,047+34.3% | $5,983+13.3% |
| Admin fee / account holder | $3,746 | $11,742-68.1% | $8,930-58.1% | $11,252-66.7% |