Retirement plan

CGI GROUP EMPLOYEE RETIREMENT PLAN

Name: CAR-GRAPH, INC. - CGI GROUP EMPLOYEE RETIREMENT PLAN (2020) Form 5500
Creator: CAR-GRAPH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CGI GROUP EMPLOYEE RETIREMENT PLAN, CAR-GRAPH, INC.

CAR-GRAPH, INC.EIN 86-0198988Plan #001PY 2020

1545 WEST ELNA RAE STREET - TEMPE, AZ 852815254480-894-1356car-graph.comLinkedIn51-200 employeesaviation & aerospace

Prospect flagsHigh cash

How to read this page

Total assets (EOY)

$14.2M

+6.5% from 2019

Total participants

130

+5.7% from 2019

Average account balance

$115,336

-0.4% from 2019

Annual return

12.13%

-5.86 pp from 2019

Benchmarks

See 4,082 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort4,082 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$147K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

118

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$836K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$16009

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
NEWPORT GROUP, INC.5+ years Service code 12 · EIN 42-1558009	Recordkeeping fees; Sub-transfer agen...	$27,050

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$27K

$268 / participant

Contract admin$27K100.0%

% of EOY assets

0.191%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SCHMIDT WESTERGARD & COMPANY, PLLC
Auditor EIN: 860271207
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$115,336

$73,638+56.6%

$95,960+20.2%

$73,493+56.9%

Participation rate

93.1%

76.2%+16.9pp

77.1%+16.0pp

70.7%+22.4pp

Annual return

12.13%

16.78%-4.7pp

91.63%-79.5pp

28.51%-16.4pp

Employer contribution / active EE

$3,298

$1,863+77.0%

$2,541+29.8%

$2,270+45.3%

Participant deferral / active EE

$3,778

$3,617+4.5%

$4,167-9.3%

$3,740+1.0%

Admin fee / account holder

$220

$482-54.4%

$6,797-96.8%

$513-57.1%

Provider

Service type

Compensation

NEWPORT GROUP, INC.5+ years

Service code 12 · EIN 42-1558009

Recordkeeping fees; Sub-transfer agen...

$27,050

CGI GROUP EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CGI GROUP EMPLOYEE RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion