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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,384 | $142,409-7.0% | $119,634+10.7% | $134,545-1.6% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.3%+4.1pp | 81.2%+2.1pp |
| Annual return | -3.19% | -12.46%+9.3pp | -14.98%+11.8pp | 418.37%-421.6pp |
| Employer contribution / active EE | $2,553 | $5,224-51.1% | $4,232-39.7% | $4,742-46.2% |
| Participant deferral / active EE | $5,402 | $6,468-16.5% | $5,601-3.6% | $6,401-15.6% |
| Admin fee / account holder | $2,481 | $13,594-81.7% | $10,329-76.0% | $11,431-78.3% |