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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,147 | $152,619-33.1% | $125,195-18.4% | $152,909-33.2% |
| Participation rate | 87.0% | 83.3%+3.6pp | 79.8%+7.2pp | 82.5%+4.5pp |
| Annual return | 1.59% | 54.85%-53.3pp | 43.79%-42.2pp | 345.46%-343.9pp |
| Employer contribution / active EE | $2,375 | $4,947-52.0% | $3,866-38.6% | $4,764-50.1% |
| Participant deferral / active EE | $4,389 | $5,869-25.2% | $4,937-11.1% | $5,851-25.0% |
| Admin fee / account holder | $8,696 | $13,437-35.3% | $9,704-10.4% | $11,601-25.0% |