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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,091 | $109,905-2.6% | $98,506+8.7% | $167,553-36.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 10.30% | 1960.20%-1949.9pp | 1494.92%-1484.6pp | 478.89%-468.6pp |
| Employer contribution / active EE | $10,417 | $3,226+222.9% | $2,961+251.8% | $4,840+115.2% |
| Participant deferral / active EE | $4,301 | $4,674-8.0% | $4,277+0.6% | $6,343-32.2% |
| Admin fee / account holder | $20,658 | $6,760+205.6% | $5,955+246.9% | $12,316+67.7% |