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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,355 | $100,938+23.2% | $90,461+37.5% | $158,982-21.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 11.60% | 1727.20%-1715.6pp | 1294.76%-1283.2pp | 302.99%-291.4pp |
| Employer contribution / active EE | $8,333 | $3,691+125.7% | $3,264+155.3% | $4,763+75.0% |
| Participant deferral / active EE | $3,249 | $4,350-25.3% | $3,964-18.0% | $5,983-45.7% |
| Admin fee / account holder | $12,407 | $6,510+90.6% | $5,617+120.9% | $11,252+10.3% |