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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,952 | $62,549-76.1% | $85,705-82.6% | $85,851-82.6% |
| Participation rate | 88.0% | 61.1%+26.9pp | 69.9%+18.1pp | 69.3%+18.7pp |
| Annual return | 10.75% | 23.77%-13.0pp | 21.49%-10.7pp | 318.63%-307.9pp |
| Employer contribution / active EE | $700 | $1,755-60.1% | $2,619-73.3% | $2,565-72.7% |
| Participant deferral / active EE | $1,096 | $2,802-60.9% | $3,924-72.1% | $3,952-72.3% |
| Admin fee / account holder | $922 | $4,644-80.1% | $6,877-86.6% | $6,261-85.3% |