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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,903 | $55,684-84.0% | $75,900-88.3% | $72,976-87.8% |
| Participation rate | 96.2% | 61.1%+35.0pp | 69.3%+26.9pp | 69.5%+26.7pp |
| Annual return | 18.15% | 27.60%-9.4pp | 30.73%-12.6pp | 81.02%-62.9pp |
| Employer contribution / active EE | $385 | $1,687-77.2% | $2,501-84.6% | $2,440-84.2% |
| Participant deferral / active EE | $1,127 | $2,634-57.2% | $3,604-68.7% | $3,608-68.8% |
| Admin fee / account holder | $8,180 | $3,981+105.5% | $5,421+50.9% | $5,124+59.6% |