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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,483 | $53,063-52.0% | $124,206-79.5% | $82,637-69.2% |
| Participation rate | 92.3% | 58.4%+33.9pp | 69.6%+22.7pp | 68.1%+24.3pp |
| Annual return | 12.79% | 68.87%-56.1pp | 515.27%-502.5pp | 53.51%-40.7pp |
| Employer contribution / active EE | $53 | $1,530-96.5% | $3,540-98.5% | $2,552-97.9% |
| Participant deferral / active EE | $4,520 | $2,644+70.9% | $3,968+13.9% | $4,126+9.5% |
| Admin fee / account holder | $1,843 | $4,281-57.0% | $5,929-68.9% | $7,339-74.9% |