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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,083 | $96,678-84.4% | $86,640-82.6% | $139,466-89.2% |
| Participation rate | 81.8% | 74.4%+7.4pp | 71.7%+10.1pp | 80.3%+1.5pp |
| Annual return | 9.37% | 106.69%-97.3pp | 592.52%-583.1pp | 373.66%-364.3pp |
| Employer contribution / active EE | $1,412 | $3,265-56.8% | $3,024-53.3% | $4,754-70.3% |
| Participant deferral / active EE | $1,836 | $4,837-62.0% | $4,438-58.6% | $6,712-72.6% |
| Admin fee / account holder | $3,424 | $6,410-46.6% | $5,616-39.0% | $11,409-70.0% |