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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,656 | $92,684-92.8% | $82,706-92.0% | $134,509-95.1% |
| Participation rate | 76.9% | 75.2%+1.7pp | 72.6%+4.4pp | 81.2%-4.3pp |
| Annual return | -11.21% | 945.84%-957.1pp | 701.76%-713.0pp | 418.13%-429.3pp |
| Employer contribution / active EE | $1,379 | $3,272-57.9% | $3,007-54.2% | $4,741-70.9% |
| Participant deferral / active EE | $1,578 | $4,800-67.1% | $4,394-64.1% | $6,400-75.3% |
| Admin fee / account holder | $1,446 | $5,982-75.8% | $5,329-72.9% | $11,427-87.3% |