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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,764 | $58,241-74.7% | $81,780-81.9% | $80,911-81.8% |
| Participation rate | 46.0% | 63.4%-17.4pp | 72.4%-26.4pp | 67.6%-21.6pp |
| Annual return | 11.97% | 41.73%-29.8pp | 776.27%-764.3pp | 35.63%-23.7pp |
| Employer contribution / active EE | $900 | $2,343-61.6% | $2,914-69.1% | $2,756-67.4% |
| Participant deferral / active EE | $1,778 | $3,283-45.8% | $4,321-58.8% | $4,297-58.6% |
| Admin fee / account holder | $427 | $4,973-91.4% | $7,384-94.2% | $6,935-93.8% |