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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,076 | $100,003-60.9% | $146,685-73.4% | $85,856-54.5% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 0.00% | 18.93%-18.9pp | 22.75%-22.7pp | 318.58%-318.6pp |
| Employer contribution / active EE | $1,522 | $2,559-40.5% | $4,137-63.2% | $2,565-40.7% |
| Participant deferral / active EE | $2,720 | $4,006-32.1% | $5,507-50.6% | $3,952-31.2% |
| Admin fee / account holder | $2,461 | $7,704-68.1% | $10,281-76.1% | $6,261-60.7% |