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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,792 | $110,212-63.0% | $96,534-57.7% | $139,466-70.8% |
| Participation rate | 90.5% | 78.1%+12.4pp | 76.0%+14.5pp | 80.3%+10.1pp |
| Annual return | 218.56% | 26.42%+192.1pp | 25.88%+192.7pp | 373.66%-155.1pp |
| Employer contribution / active EE | $4,558 | $3,620+25.9% | $2,965+53.7% | $4,754-4.1% |
| Participant deferral / active EE | $11,290 | $5,547+103.5% | $4,851+132.7% | $6,712+68.2% |
| Admin fee / account holder | $984 | $11,599-91.5% | $8,253-88.1% | $11,409-91.4% |