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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,727 | $160,040-93.3% | $147,096-92.7% | $145,877-92.6% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 18.76% | 98.49%-79.7pp | 419.75%-401.0pp | 551.28%-532.5pp |
| Employer contribution / active EE | $2,957 | $5,289-44.1% | $4,936-40.1% | $4,663-36.6% |
| Participant deferral / active EE | $2,961 | $8,429-64.9% | $8,071-63.3% | $6,691-55.7% |
| Admin fee / account holder | $3,198 | $15,050-78.7% | $13,005-75.4% | $13,402-76.1% |