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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,601 | $122,258-56.2% | $199,883-73.2% | $64,097-16.4% |
| Participation rate | 71.6% | 79.0%-7.4pp | 86.8%-15.1pp | 55.2%+16.4pp |
| Annual return | 42.55% | 24.91%+17.6pp | 43.81%-1.3pp | 34.64%+7.9pp |
| Employer contribution / active EE | $902 | $4,242-78.7% | $6,261-85.6% | $1,891-52.3% |
| Participant deferral / active EE | $8,593 | $6,258+37.3% | $9,138-6.0% | $3,080+179.0% |
| Admin fee / account holder | $1,934 | $3,882-50.2% | $17,268-88.8% | $3,454-44.0% |