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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,790 | $81,276-14.1% | $155,574-55.1% | $80,925-13.8% |
| Participation rate | 80.0% | 66.2%+13.8pp | 78.2%+1.8pp | 67.7%+12.3pp |
| Annual return | 14.66% | 33.36%-18.7pp | 64.87%-50.2pp | 35.65%-21.0pp |
| Employer contribution / active EE | $2,628 | $3,103-15.3% | $4,676-43.8% | $2,756-4.6% |
| Participant deferral / active EE | $4,557 | $3,453+32.0% | $5,629-19.0% | $4,299+6.0% |
| Admin fee / account holder | $8,235 | $7,993+3.0% | $15,914-48.3% | $6,940+18.7% |