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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $275 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,683 | $86,288+70.0% | $111,306+31.8% | $85,851+70.9% |
| Participation rate | 70.8% | 73.3%-2.5pp | 77.3%-6.5pp | 69.3%+1.5pp |
| Annual return | 14.26% | 19.99%-5.7pp | 54.67%-40.4pp | 318.63%-304.4pp |
| Employer contribution / active EE | $5,270 | $2,044+157.9% | $2,732+92.9% | $2,565+105.4% |
| Participant deferral / active EE | $8,394 | $3,641+130.5% | $4,488+87.1% | $3,952+112.4% |
| Admin fee / account holder | $179 | $8,189-97.8% | $7,966-97.8% | $6,261-97.1% |