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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $425 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,101 | $78,423+60.8% | $95,964+31.4% | $79,856+57.9% |
| Participation rate | 73.2% | 73.5%-0.3pp | 77.1%-3.8pp | 69.6%+3.6pp |
| Annual return | 10.19% | 19.37%-9.2pp | 91.64%-81.5pp | 31.71%-21.5pp |
| Employer contribution / active EE | $4,784 | $1,945+145.9% | $2,541+88.2% | $2,471+93.6% |
| Participant deferral / active EE | $7,816 | $3,440+127.2% | $4,167+87.6% | $3,741+108.9% |
| Admin fee / account holder | $107 | $5,622-98.1% | $6,797-98.4% | $5,306-98.0% |